It is not uncommon to find cases of HOA foreclosure in Greensboro. However, for one woman, nearly losing a home isn’t something she thought she would have to face. All that thanks to a supposed mix-up at the bank.
Shocking HOA Foreclosure in Greensboro
Delta Adams lives in a homeowners association community in Greensboro. She loves her friendly neighbors and the well-maintained neighborhood. The location is great, too. One thing she doesn’t like about her HOA, though, is the management.
“Everything was good except the property management company. The one before was even worse,” Adams told local news.
She paid $150 per month for HOA dues. The payments were automatically withdrawn from her bank account. However, Adams received a sudden notice claiming she missed her last three payments. The nonpayment led to fines, leaving her confused.
Adams first thought it was an error. She believed there was something that went wrong somewhere. She contacted her management company, which then promised an investigation into the situation. Surprisingly, the next thing she received was a letter threatening foreclosure and legal fees.
Stuck Between a Rock and a Hard Place
Understandably, Adams felt at a loss for words. She even reached out to her bank’s headquarters.
Despite providing bank documentation proving timely payments, Adams received another letter stating her account was closed. They informed her that she needed to consult an attorney. Meanwhile, the HOA continued collecting fees from her.
Left with no other option, Adams contacted local news for help. After local news got wind of the case and contacted the management company, the issue miraculously ended.
Adams found that they reinstated her account, with all the fees and late charges waived. She received confirmation of the correction later on.
“I finally got an email saying my account was cleared and reconciled,” she said.
Although the management company didn’t clarify the cause of the mix-up and the wrongful fines, Adams felt relieved that her account was back to normal. The looming threat of a lien on her home or foreclosure also disappeared.
“It was a weight lifted off my shoulders,” Adams expressed.
