FEMA assistance may be available for repairs to private roads or bridges damaged by Helene. Here’s how it works.
Eligibility Requirements for FEMA Assistance for Private Road and Bridge Repairs
To receive FEMA assistance for private road or bridge repairs, certain eligibility conditions must be met:
- FEMA must confirm that repairs are necessary to restore drivable access to the primary home.
- The applicant must own or share ownership of the damaged private access route.
- The private road or bridge must be the only route to the primary residence. Repairs to alternate routes may also qualify if access is essential or if safety is compromised because emergency vehicles can’t reach the home.
Applying for FEMA Assistance
Homeowners and renters in North Carolina, as well as members of the Eastern Band of Cherokee Indians affected by Helene, should apply with FEMA. Applications can be completed online at DisasterAssistance.gov, via the FEMA app, or by calling 800-621-3362. Relay users should provide their relay service number.
If you applied for FEMA assistance, stay connected to update your application as needed. The easiest way to add missing information is through a Disaster Recovery Center or by calling FEMA.
Understanding Small FEMA Payments for Bridge Inspections
If you received less than $200 from FEMA for private bridge repairs, it may be intended to cover contractor inspection fees. Once you get an estimate from a contractor, you can file an appeal with FEMA. FEMA’s letter will outline necessary documents. Submit appeals by visiting a Disaster Recovery Center, mailing them to FEMA, faxing, or uploading online.
FEMA Assistance for Shared Private Roads
If multiple families share a damaged private road, FEMA encourages each homeowner to apply individually. When assistance is provided for shared roads, it’s divided among applicants, requiring coordinated efforts. In cases with multiple owners, funds may be given to each for contractor estimates.
FEMA requires written consent from all applicants, a statement that assistance will be used for repairs, and confirmation that households are not part of an HOA responsible for maintenance or that the HOA can’t obtain assistance from the SBA or private insurance.
Additional FEMA and SBA Assistance
FEMA’s Public Assistance Program is available for repair grants to communities affected by Helene. Individuals don’t apply for this program — it aids local governments and eligible nonprofits. Additionally, the SBA offers low-interest disaster loans to homeowners sharing private access routes. These loans cover private roads used for residential access and personal contents damaged by the disaster. For assistance, call the SBA at 800-659-2955.
